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Worker’s Compensation and What It Does for You as a Business Owner

April 19, 2021by Barbara Flynn0

I had a client call the other day, and they had an employee suffer an injury on the job. Would you know what procedures to follow if this should happen?

There are many tips for you to use in guiding you through your Worker’s Compensation Policy.  This particular client had an employee slip and fall on the job. They called us for assistance. Do you have an incident report on site that you can use if this should happen at your workplace?  This is the first and one of the most important steps in reporting a claim for the incident to your Carrier. You want to get the information pertaining to the injury recorded immediately after the incident. If you receive medical attention for the incident, keep all medical records from the Doctor and forward them to us along with the completed Incident Report and we will file the claim for you.

Has your Worker’s Compensation premium increased without you knowing why? We can assist in finding out the clarification for you. We will verify that the audit was performed correctly to ensure accuracy. Based on your previous year of payroll, an estimate will be calculated for the following year’s Premium. At the end of the Policy period, a final audit will be performed to recalculate the actual Premium due or the possible refund for that policy period. 

There are so many features to your Worker’s Compensation Policy. Keep in mind all the tips below and contact us with any further questions that you might have. We do have the answers for you!

  1. Always question any changes made to your Worker’s Compensation Policy.
  2. Make certain that all employees are entered under the correct Worker’s Compensation Code.
  3. People First can perform your monthly and yearly Worker’s Compensation audits.
  4. We will process your payments for you, and you can simply add any charges to your payroll invoice.
  5. If an employee suffers any injury on the job – we will help you document the injury and process the claim through your Carrier.

Call us today so that we can educate you of what we can do for you regarding all of your Worker’s Compensation requirements.

Barbara Flynn

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