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Worker’s Compensation

Source: SPARK   Workers’ compensation insurance is essential for safeguarding your employees. With several states moving toward increases, plan ahead with practical strategies that can help keep you compliant and cost-effective.   Workers’ compensation insurance premiums are on the rise again. One of the biggest developments is happening in California. Beginning September 1, 2025, the...

Yes, even for virtual businesses, safety programs are important, especially regarding cybersecurity, data protection, and employee well-being. Here are some key areas where safety programs can be implemented for a virtual business:   Cybersecurity Training Phishing and Scam Awareness: Educate employees about phishing emails, scams, and how to recognize suspicious online behavior. Password Management: Implement...

For virtual businesses, certain safety programs, particularly those involving cybersecurity and data privacy, are federally mandated or guided by regulatory frameworks. These mandates ensure the protection of sensitive information and the security of business operations. Here are some key federal mandates and regulations:   Data Privacy Regulations General Data Protection Regulation (GDPR): Although primarily a...

The requirement to provide workers’ compensation for subcontractors depends on several factors and varies by jurisdiction. Here are some general guidelines to consider:   Legal Classification: In many jurisdictions, subcontractors are considered independent contractors rather than employees. As such, they may not be covered under the employer’s workers’ compensation policy. This classification often depends on...

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