The best sources for voluntary benefits depend on your business size, budget, and employees’ needs. Here are some top options to consider:
- Insurance Providers
Many large insurance companies offer voluntary benefits as add-ons to traditional plans:
- Aflac – Supplemental insurance, including accident, critical illness, and disability.
- MetLife – Dental, vision, life, and legal assistance plans.
- Guardian – Offers a wide range of voluntary benefits, including pet insurance and employee assistance programs.
- Professional Employer Organizations (PEOs)
PEOs manage HR, payroll, and benefits, offering access to high-quality voluntary benefits at group rates. Examples:
- ADP TotalSource
- TriNet
- Insperity
- Payroll & HR Software Providers
Some payroll companies bundle voluntary benefits with HR services:
- Gusto – Offers health, dental, vision, life, and commuter benefits.
- Paychex – Provides voluntary insurance options alongside payroll services.
- BambooHR – Partners with benefit providers to offer supplemental options.
- Benefits Brokers & Consultants
A benefits broker can help you customize a package tailored to your workforce and negotiate better rates. Well-known brokers include:
- Mercer
- Willis Towers Watson
- Aon
- Industry-Specific Associations
Some trade associations provide access to discounted voluntary benefits for their members. If your business belongs to an industry group, check if they offer benefits packages.
Would you like help narrowing down options based on your specific business needs?
