The Changing World of Benefits

So the traditional benefits are people are expecting their medical dental vision. In this day and age, with the demands and the needs of individuals, they’re changing. There’s what’s called cafeteria plans, meaning that you offer a variety of benefits to an employee. There’s a dollar limit that you may set and say, these are the benefits we’re offering. And so then employees can pick and choose. And why would employees pick and choose? For example, you may offer pet insurance, okay? Somebody may feel that that would be more valuable to me than vision insurance, because I have no problems with my eyes. One of the big hot topics right now is long-term care.